Think of this as an investment in your financial future. The strategies we'll create together will help you manage your money more effectively, potentially saving you thousands in the long run through better decision-making and practical money management techniques. However, if you're currently dealing with serious financial hardship, I'll be honest with you during our Assessment Call about whether this is the right time for coaching.

Your privacy and comfort are my top priorities. As a Registered Financial Planner, I adhere to strict confidentiality standards. We'll only discuss what you're comfortable sharing, and all information stays between us. Many clients actually find it relieving to finally have a safe, judgment-free space to talk about money.

Let me be honest with you: creating positive change means being ready to do things you haven't done before. While your Money Strategy will be designed to fit your lifestyle, not disrupt it, some new habits and systems will require initial time and effort to set up. However, once these systems are in place, managing your money becomes easier and more automatic - and the long-term benefits are absolutely worth the initial investment of your time. Remember, we're aiming for progress, not perfection, and we'll focus on high-impact actions that give you the best results for your effort.

While I can't guarantee specific financial outcomes, I can promise you'll walk away with a clear strategy and actionable steps tailored to your situation. Your success ultimately depends on implementing the plan we create together, which is why I include a two-week follow-up to support your progress.

You'll start by completing a brief intake form and choosing a date/ time that works for you. I'll send you a confirmation email with your calendar invite for our 20-minute Zoom call. During our conversation, we'll discuss your current situation and goals to determine if the Money Strategy session is the right fit for you - no pressure, just an honest chat.

I accept payments through BPI and GCash. And here's the best part: there's no payment required until after our free Financial Assessment Call, when you're completely sure the Money Strategy session is the right fit for you.

No. I'm strictly a financial coach focused on helping you create and implement money strategies. While I can explain different financial products as part of our planning discussion, I don't sell any products or earn commissions.

Many clients find they're confident implementing their strategy independently after our Money Strategy session and follow-up. However, the Money Strategy session is the first level under the MIP Academy Coaching Program. It goes like this:

Level 1: M - Map (Your Money Strategy)

Level 2: I - Implement (Your Money in Action)
Money in Action is a 90-day coaching program. It is designed to help you confidently put your strategy into practice. We'll work together closely to implement your plan, build sustainable habits, and create lasting change. Think of it as having a financial accountability partner who ensures you're not just creating a strategy, but actually living it. In this level, my clients have achieved significant milestones: paying off substantial debt, clearly defining and funding their financial goals, starting their investment journey, and even launching their dream side businesses.

Level 3: P-Propel (Your Money in Momentum)
This periodic coaching program is designed to help you maintain and build upon your success in Level 2. We'll meet periodically to keep you accountable, navigate new financial challenges, and ensure you stay on track while pursuing your bigger financial dreams.

Your Money Strategy session is a prerequisite first step, as it helps me get a deep understanding of your situation. But whether or not you continue working with us after the initial session is 100% up to you.